Future Bill
Black Homeownership and Appraisal Fairness Act
Black households face persistent homeownership and appraisal disparities.
Priority
High
Status
Idea
Target Area
Housing
Linked Bills
2
Linked Explainers
4
Impact Context
This proposal targets Housing and is framed around the unresolved harm or gap described below.
Problem
Black households face persistent homeownership and appraisal disparities.
Proposed Solution
Expand down-payment assistance, strengthen fair lending enforcement, and create federal anti-bias appraisal review mechanisms.
Evidence and Linked Records
S. 2322 · Appraisal Modernization Act
In Committee • Federal • Sen. Warnock, Raphael G. [D-GA] • Jul 17, 2025
H.R. 5975 · Appraisal Modernization Act
In Committee • Federal • Rep. Pressley, Ayanna [D-MA-7] • Nov 7, 2025
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Sources
Federal • Congress.gov / LegiScan • Jul 17, 2025
Current tracked bill still addresses a meaningful portion of the future bill, but not enough for Direct.
Federal • Congress.gov / GovInfo • Nov 7, 2025
Current tracked bill still addresses a meaningful portion of the future bill, but not enough for Direct.