Policy Record
American Rescue Plan Act of 2021 Section 1005 Debt Relief for Socially Disadvantaged Farmers
Appropriated funding for USDA to pay certain outstanding direct and guaranteed farm loan balances for socially disadvantaged farmers and ranchers as a response to the cumulative effects of discriminatory lending and program administration.
Plain-language summary
What happened and why it matters
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What happened
Appropriated funding for USDA to pay certain outstanding direct and guaranteed farm loan balances for socially disadvantaged farmers and ranchers as a response to the cumulative effects of discriminatory lending and program administration.
Why it matters
EquityStack classifies this policy as mixed impact with moderate supporting evidence. The record matters because it helps explain how government action shaped Black Americans' rights, resources, exposure to harm, or access to institutions.
What this means
Impact on Black Americans
Section 1005 marked a direct federal attempt to address longstanding USDA discrimination in farm lending, but injunctions and political backlash prevented it from operating as originally designed and it was later replaced by a different discrimination-assistance model.
2021
Appropriated funding for USDA to pay certain outstanding direct and guaranteed farm loan balances for socially disadvantaged farmers and ranchers as a response to the cumulative effects of discriminatory lending and program administration.
Outcome
Section 1005 marked a direct federal attempt to address longstanding USDA discrimination in farm lending, but injunctions and political backlash prevented it from operating as originally designed and it was later replaced by a different discrimination-assistance model.
2022-10-13T07:00:00.000Z
Latest source linked to this policy record.
Era context
Previous era-adjacent record: American Rescue Plan.
Trust and evidence
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Sources
2
Source Quality
Moderate
Completeness
Good
Evidence
Source trail
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In Historic Move, USDA to Begin Loan Payments to Socially Disadvantaged Borrowers under American Rescue Plan Act Section 1005
Official USDA announcement describing Section 1005, its intended debt-relief mechanism, and its connection to long-standing discrimination.
USDA Seeking Public Comment on a New Provision to Provide Assistance to Agricultural Producers Who Have Experienced Discrimination
USDA explanation of the later Inflation Reduction Act discrimination-assistance provision that replaced the original Section 1005 approach.
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